Subhajit Chatterjee is a Credit Risk Modeller at RaboBank. He has spent quite sometimes in banking and financial consulting industry. Prior to that, he has been associated with EY, KPMG US, Barclays, American Express and JP Morgan Chase & Co. His technical skills include IFRS9 Specialist, IFRS9 Impairment Modelling - Staging-PD/EAD/LGD Estimation- Macroeconomic Scenario Analysis, IFRS9 Audit Support Services, Credit Risk Model Validation, RWA Prediction apart from Estimation of PD, EAD &LGD models for Banking and Non-Banking Financial Clients.